Adventure with confidence

Camper and travel trailer insurance is designed to help protect recreational trailers such as travel trailers, fifth wheels, pop-up campers, and other towable campers. Depending on the policy and coverage selected, protection may be available for damage to the camper, theft, personal belongings, liability, and other covered losses. 

Your auto policy may provide some liability protection while a trailer is attached to an insured vehicle, but that does not necessarily mean the trailer itself is fully protected. Separate camper or travel trailer coverage may be needed for physical damage, theft, personal property, and other risks. Davis Hill Insurance can review your existing coverage and help identify potential gaps.  

Coverage may be available for travel trailers, fifth-wheel campers, pop-up campers, toy haulers, and other towable recreational vehicles. Available coverage and eligibility vary by insurance carrier and the type and use of the camper. 

Coverage varies by policy, but options can include collision and comprehensive coverage for the camper, liability protection, personal belongings, emergency expenses, roadside assistance, and other specialized RV or camper protections. We can help you determine which options make sense for how you use your trailer. 

Depending on your policy, coverage may continue while your camper is parked at home, stored for the season, or set up at a campsite. This can be particularly important for risks such as theft, fire, storms, falling objects, and vandalism. 

Some camper policies offer personal-property coverage for belongings kept inside your trailer. Coverage limits, deductibles, and exclusions vary, so it is important to review the policy—especially if you regularly travel with electronics, camping equipment, outdoor gear, or other valuable items. 

If you have a loan on your camper or travel trailer, your lender may require certain insurance coverage until the loan is paid off. Even when insurance isn't required, coverage can help protect the investment you've made in your camper. 

The price depends on factors such as the camper's type, age and value, the coverage and deductible you select, how the camper is used, where it is stored, your claims history, and the insurance carrier. Davis Hill Insurance can help compare available options to find coverage suited to your needs and budget. 

In many cases, an insurance carrier may offer options or discounts when multiple policies are placed together. Ask Davis Hill Insurance to review your home, auto, and camper coverage to see what opportunities may be available. 

Contact Davis Hill Insurance and tell us a little about your camper or travel trailer and how you use it. We’ll help you explore available coverage options so you can spend less time worrying about insurance and more time enjoying your next adventure.

Coverage, eligibility, limits, exclusions, discounts, and availability vary by policy and insurance carrier. This FAQ provides general information and is not a statement of coverage. Please refer to your policy or speak with Davis Hill Insurance for details about your specific coverage.