We help protect so you can stay focused

Commercial Auto Insurance helps protect vehicles used for business purposes. Coverage can help with costs resulting from accidents, property damage, injuries, and other covered losses involving your business vehicles.

If you or your employees use vehicles for business activities—such as making deliveries, transporting equipment, visiting job sites, or providing services—you may need a commercial auto policy. Personal auto insurance may exclude or limit coverage for certain business uses.

Coverage may be available for many types of business vehicles, including cars, pickup trucks, vans, service vehicles, dump trucks, box trucks, utility trucks, and other commercial vehicles. Eligibility and coverage vary by insurer and vehicle use.

Depending on the policy, coverage may include bodily injury and property damage liability, collision, comprehensive, uninsured/underinsured motorist coverage, medical payments, and other optional protections.

Yes. Businesses with multiple vehicles can often insure them under a single commercial auto policy. Davis Hill Insurance can help evaluate options based on your fleet, drivers, vehicle types, and business operations.

Employees may be covered when operating an insured business vehicle with permission, subject to the terms, exclusions, and driver requirements of the policy. It's important to discuss who will be driving your vehicles when selecting coverage.

Commercial Auto Insurance generally does not automatically cover tools, equipment, or business property carried inside a vehicle. Separate coverage, such as inland marine or business property insurance, may be appropriate for those items.

Premiums depend on factors such as the number and type of vehicles, how they're used, driving history, operating territory, coverage limits, deductibles, and the nature of your business.

Yes. Davis Hill Insurance can help you review available Commercial Auto Insurance options and identify coverage that fits your business's vehicles, drivers, and operations. Contact us to discuss your needs and request a quote.

Coverage availability, limits, exclusions, and eligibility vary by insurance carrier and policy. Your policy documents determine the actual coverage provided.